Wedding Weather?

Jenny and David spent months planning their destination wedding to Cancun, Mexico. But on their wedding day, a category four hurricane made their reception site inaccessible.

If the couple had the right wedding insurance policy, they could have been reimbursed for lost deposits.

Wedding Dress?

Cindy had just purchased her dream wedding dress. But when she went to pick up her dress a week before the big day, she saw an out of business sign in the window of the dress shop. 

With the right wedding insurance policy, Cindy could have been reimbursed for the money she lost.

Wedding Photography?

Kelly and Roberto enjoyed their beautiful wedding up until their photographer called to say their wedding photos were ruined during the development process.

Having the right wedding insurance policy could have helped to cover the cost to re-take the couple’s wedding photos.

Wedding insurance helps make things right

Wedding insurance helps make things right when something goes wrong.

You’ve always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that can go wrong – things that are beyond your control.

What if your reception venue goes out of business a month before the wedding, and you lose your deposit and have to find another location? Or a hurricane causes your wedding to be postponed? What if your bridal shop closes, leaving you without a gown?

A wedding is an investment, and as the average cost of weddings rises, now up to $28,000,* wedding insurance is needed more than ever. After all, you wouldn’t buy a new car that costs that much without insuring it against damage.

For as little as $160, your wedding insurance policy can cover a variety of situations, such as:

  • No dress 
    You can get repair or replacement cost if the
    bride’s wedding gown or groom’s tuxedo is lost or damaged.
  • Lost deposits 
    We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
  • Lost rings 
    You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.
  • Severe weather 
    If severe weather (such as a hurricane)forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses
  • Transportation shutdown 
    If you have to postpone the wedding because a commercial transportation shutdown prevents the bride, groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses
  • Ruined photos 
    If your photographer’s film is defective, or negatives are lost or damaged, we can help cover the cost to re-take new photos
  • Call to duty 
    If the bride or groom is unexpectedly called up to active duty, or has her or his military service leave revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.
  • Damaged gifts 
    You can get repair or replacement cost if your wedding gifts are damaged.
  • Sudden illness 
    If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.
  • Venue requires insurance 
    As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.
  • Liquor liability 
    As an individual liability option to your policy, you can add this coverage to protect yourself against liability arising from alcohol-related occurrences (subject to policy conditions and exclusions).
  • Additional expense
    If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost.

Download Bryden and Sullivan Wedding Insurance Planner (PDF)

The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183
This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications and to state availability.
© 2013 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. PL-13296-EB Rev. 8-13

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