| How traffic violations influence auto insurance rates |
Increase % |
Average Rate After Violation |
| Clean record (Average base Rate $1,483) |
0% | $1,483 |
| Failure to stop at red light | 27.5% | $1,891 |
| Speeding | 28.4% | $1,905 |
| Failure to stop at Stop Sign | 29.3% | $1,919 |
| At-Fault Accident | 35.0% | $2,005 |
| Negligent Driving | 39.5% | $2,070 |
| Failure to Stop for a School Bus | 47.8% | $2,192 |
| Careless Driving | 47.7% | $2,192 |
| Tailgating | 48.7% | $2,206 |
| DUI | 96.6% | $2,916 |
Source: Property Casualty 360
