Request a Flood Insurance Quote
Flood zones on Cape Cod have recently been redefined by FEMA using high-resolution technology. Formerly rounded to elevations in 3 foot increments, the new readings are in three inch increments. This degree of accuracy has added many properties to flood zones who were not previously classified as such.
Mortgage companies require up-to-date flood insurance for protection from destruction and financial devastation caused by floods. Homeowners without mortgages are not required by law to carry flood insurance, as the risk is borne by the homeowner.
You are not required to purchase flood insurance if your property is in a low-to-moderate risk area, but you necessarily qualify for a lower rate.
Advising Cape and Island residents for many years, Bryden and Sullivan can provide a comprehensive assessment of your situation, and offer the most affordable plans available.
Within flood zones, the National Flood Insurance Program (NFIP) requires separate coverage for buildings and contents. This can be a complex process, especially for seasonal residents and newcomers. Call Bryden and Sullivan for over 50 years' local experience with Cape and Island locations in all kinds of weather.