Request a Flood Insurance Quote
Flood zones on Cape Cod have recently been redefined by FEMA using high-resolution technology. Formerly rounded to elevations in 3 foot increments, the new readings are in three inch increments. This degree of accuracy has added many properties to flood zones who were not previously classified as such.
Mortgage companies require up-to-date flood insurance for protection from destruction and financial devastation caused by floods. Homeowners without mortgages are not required by law to carry flood insurance, as the risk is borne by the homeowner.
Damage from only a few inches of water can be both costly and disruptive. Repairs and restorations can quickly mount to thousands of dollars. A flood insurance policy from Bryden and Sullivan can protect you.
Flood insurance offers protection against heavy rainfall, snow melts, tidal surges, and inadequate drainage. In general, water entering the home of property for outside is covered by flood insurance, while leaking or frozen pipes (from inside) are covered by homeowners.
Different types of policies are available based on your property’s location and flood history: